Savings

Build a nest egg for your future!  When you become a member of the credit union, membership includes opening a regular savings account. An initial deposit of $25 plus a one-time membership fee of $5.00 is all that is needed.  The $25 balance will remain on deposit for the life of your NMCU membership.  All of our savings accounts have the convenience of allowing you to utilize direct deposit or payroll deduction.

In addition to our regular savings account, we offer you the ability to save for special events in your life using our Christmas Club, vacation, insurance or special savings account.

Click here for current rate information.

If you have any other questions about savings accounts, please contact us.

Type	Regular Savings	Super Savings	Vacation Accounts	Christmas Club	Special Savings	IRA Savings
Minimum Opening Balance	$25 + $5 membership fee	$25,000	$0	$0	$0	$0
Monthly Service Charge	$0	$0	$0	$0	$0	$0
Minimum Daily Balance	$25	$25,000	$0	$0	$0	$0
Interest Bearing	Paid Quarterly	Paid Quarterly	Paid Annually	Paid Annually	Paid Annually	Paid Annually
Online Banking	Free	Free	Free	Free	Free	Free
E-Statement	Free	Free	Free	Free	Free	Free
Withdrawal Limitations	2 free withdrawals per month. An excessive withdrawal fee may be imposed after 2.	2 free withdrawals per month. An excessive withdrawal fee may be imposed after 2.	2 free withdrawals per month. An excessive withdrawal fee may be imposed after 2.	$25 fee per withdrawal may be imposed if withdrawn prior to November disbursement date.	2 free withdrawals per month. An excessive withdrawal fee may be imposed after 2.	2 free withdrawals per month. An excessive withdrawal fee may be imposed after 2.