Loan Rates
| Loan Type | Annual Percentage Rate |
|---|---|
| New Auto 2021 and Newer | as low as 5.55% |
| Used Auto 2020 and Older | as low as 5.94% |
| New & Used Vehicles (Such as tractors, lawn mowers, motorcycles, campers, boats, ATV's, etc.) |
as low as 6.99% |
| Personal Loans | as low as 9.50% |
New and Used Auto Loan Rates and terms are based on year of collateral, loan amount, and mileage. Vehicles with over 100,000 miles have a 1% rate increase. Vehicle models 12 years and older have a 2% rate increase. Rates subject to change without notice and are based on creditworthiness. Membership eligibility restrictions and qualifications apply; all loans are subject to credit approval. Not all applicants will qualify.
New and Used Motorcycles, RV’s, Boats, Campers, and Other Recreational Vehicle Loan Rates and terms are based on year of collateral, loan amount, and mileage. Campers/RVs/Motorcycles 12 years and older have a 2% rate increase. Rates subject to change without notice and are based on creditworthiness. Membership eligibility restrictions and qualifications apply; all loans are subject to credit approval. Not all applicants will qualify.
All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Membership eligibility restrictions and qualifications apply. Membership requires a $5 opening deposit plus a $5 one-time, nonrefundable membership fee. Not all applicants will qualify.
Fees associated with this extension of credit:
- $18 Georgia MV1 Fee for vehicle loans
- $400 Guaranteed Automobile Protection-GAP Fee (optional and may be included in financed loan amount)
