Checking Accounts

North Main Credit Union currently offers our members two different checking accounts, Free Checking and Secure Checking. The information below highlights what each account has to offer.

Service Free Checking Secure Checking
Free Online Banking Yes Yes
Direct Deposit Yes Yes
Free VISA Debit Card Yes Yes
Unlimited Check Writing Yes Yes
Free Consolidated
Monthly Statement
No Yes
Div. Paid Quarterly on
Average Daily Balance
No Yes
Additional Benefits
(See details below)
No Yes
Monthly Service Fee No Yes($5)

A Secure Checking account from North Main Credit Union comes with many additional benefits. Listed below are some of the great benefits of our Secure Checking account. Full details will be available upon opening an account.

  • IDProtect® - Identity Theft Monitoring and Resolution Service1*
  • Debit AdvantageTM2
    (Item(s) must be purchased entirely with Secure Checking account.)
  • Cellular Telephone Protection2
    (Cellular telephone bill must be paid through Secure Checking account.)
  • Accidental Death & Dismemberment Insurance2
  • Travel and Leisure Discounts*
  • Shopping RewardsTM*
  • Family Health Discounts^*

*Registration/activation required.

^This is not insurance.

1 IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.

2 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit is enclosed

Insurance Products are not insured by the NCUA or any Federal Government Agency;
not a deposit of or guaranteed by the credit union or any credit union affiliate.

Please see our Fee Schedule for any applicable fees, or contact us for more information about our checking accounts.